GORDON BROTHERS INTERNATIONAL LLC (TRADING AS GORDON BROTHERS)
TERMS AND CONDITIONS OF SALE BY AUCTION AND PRIVATE TREATY
1. INTRODUCTION
1.1 Gordon Brothers is the trading name of Gordon Brothers International LLC (Agent), a Limited Liability Company incorporated under the laws of the State of Delaware, USA, and registered in England as a foreign company under number FC022279. The Company's registered office is at Prudential Tower, 101 Huntington Avenue, Suite 1100, Boston, MA 02199, USA, and its principal place of business in the United Kingdom is at 3rd Floor, 13 Hanover Square, London W1S 1HN, United Kingdom.
1.2 These are the terms and conditions (Terms) under which the Agent, acting in its capacity as agent for the seller (Seller), sells equipment, plant, machinery and other goods (Goods) by auction and private treaty to a buyer (Buyer).
1.3 Any contract of sale is made directly between the Seller and the Buyer, and the Agent shall have no responsibility for the actions or omissions of the Seller, the Buyer or any other party.
1.4 It is recommended that Buyers review these Terms carefully as they will, together with any special conditions notified to the Buyer, govern the relationship between the Agent, the Seller and the Buyer.
1.5 This auction or sale is only open to trade buyers, meaning buyers who are either a company (in any case) or an individual purchasing in connection with a trade, business, craft or profession. No person may participate in this auction or sale if they are a consumer buyer, meaning an individual purchasing for purposes which are wholly or mainly outside that individual’s trade, business, craft or profession.
1.6 The Buyer's attention is particularly drawn to clause 9 (Buyer Default), which sets out the Buyer's liability to the Agent and the Seller in the event of a default, and to clause 11 (Limitation of Liability) which sets out the extent of the Agent's and the Seller's liability to the Buyer.
2. FORMATION OF CONTRACT FOR SALE
2.1 BY PRIVATE TREATY
2.1.1 If the Agent indicates that the Seller is prepared to sell Goods by private treaty, such indication shall constitute an invitation to treat and not an offer to sell.
2.1.2 Any offer the Buyer makes to purchase the Goods by private treaty shall be deemed to be made on these Terms and subject to any special conditions contained in the particulars of sale (Sale Particulars) or otherwise notified by the Agent to the Buyer in writing prior to the Buyer's offer being made or proposed in writing by the Buyer to the Agent as part of the offer.
2.1.3 The Agent may accept an offer verbally or in writing at its option, at which point a contract shall come into existence between the Seller and the Buyer on these Terms and subject to any special conditions contained in the Sale Particulars.
2.2 SALE BY AUCTION
2.2.1 If the Agent indicates that the Seller is prepared to sell Goods by auction, such indication shall constitute an invitation to treat and not an offer to sell.
2.2.2 By submitting a bid for the Goods (Bid), the Buyer makes an offer to the Agent to purchase the Goods on these Terms and subject to any special conditions contained in the auction particulars (Auction Particulars).
2.2.3 The Buyer shall be the highest bidder at or above any reserve or upset price at the conclusion of the auction, at which point a contract for the sale and purchase of the Goods on these Terms and subject to any special conditions contained in the Auction Particulars shall come into existence between the Seller and the Buyer, subject to the Agent's right to reject Bids and to alter or withdraw Goods from auction under clause 4 (Agent’s Conduct of Sale).
2.2.4 If any reserve or upset price is not met in a sale by auction, the Agent shall be entitled in its absolute discretion to accept any Bid received which is below the reserve price, in which case the Buyer shall be the person who has submitted that Bid.
3. THE GOODS
3.1 No Goods shall be sold as new for the purposes of the Consumer Protection Act 1987 and any other product liability legislation.
3.2 The Buyer is solely responsible for inspecting and investigating the Goods prior to a sale by auction or private treaty and for satisfying itself on all matters relating to the Goods including as to the description of the Goods and their merchantability, quality, condition and fitness for purpose.
3.3 The Agent and its employees, representatives, agents and subcontractors give no representation or warranty to any Buyer as to the description of the Goods or their merchantability, quality, condition or fitness for purpose.
3.4 Any illustrations, photographs and other images of Goods contained in Sale Particulars and Auction Particulars, or otherwise, shall be for identification purposes only and shall not be indicative of the accuracy of the description of the Goods or their merchantability, quality, condition or fitness for purpose.
3.5 Any descriptions in Sale Particulars, Auction Particulars or elsewhere (whether given verbally or in writing) shall be statements of opinion only. All Goods shall be sold subject to any faults, defects and imperfections which may subsist at the time of the sale.
4. AGENT'S CONDUCT OF SALE
4.1 The Agent shall be entitled to conduct a sale of Goods by any method it considers appropriate and to impose such special conditions as it sees fit in the circumstances.
4.2 The Agent may in its absolute discretion:
4.2.1 refuse to admit any person to the premises where the Goods are displayed for inspection (Premises);
4.2.2 update or amend the Sale Particulars and the Auction Particulars for any reason at any time prior to the formation of a contract under clause 2 (Formation of Contract for Sale);
4.2.3 alter or withdraw Goods from sale by private treaty or auction at any time prior to the formation of a contract under clause 2 (Formation of Contract for Sale);
4.2.4 reject a Bid in a sale by auction at any time prior to the formation of a contract under clause 2.2; and/or
4.2.5 set a reserve or upset price in respect of Goods for sale by auction and reserves the right to submit Bids for Goods on behalf of a third party.
4.3 In the event updates or amendments are made to the Sale Particulars and/or the Auction Particulars under clause 4.2.2, the Agent will notify the Buyer and the Buyer shall have the right to withdraw the bid.
4.4 In the event of a dispute arising between any persons concerning the sale of Goods by auction or private treaty, such dispute shall be determined solely by the Agent in its absolute discretion. The Agent's decision shall be final and binding and the Agent shall be under no obligation to enter into further discussion or correspondence concerning such dispute.
5. PRICE AND PAYMENT
5.1 The price payable by the Buyer for Goods sold by private treaty shall be the price offered by the Buyer and accepted by the Agent in accordance with clause 2 (Formation of Contract for Sale) (The “PT Total Price”), plus any buyer's premium and/or resale royalty (if applicable) specified in the Sale Particulars, plus value added tax (if applicable) at the prevailing rate (the “PT Invoice Amount”).
5.2 The price payable by the Buyer for Goods sold by auction shall be the amount of the Bid (the “Auction Total Price”), , plus any buyer's premium (and/or resale royalty (if applicable)) specified in the Auction Particulars, plus value added tax (if applicable) at the prevailing rate (the “Auction Invoice Amount”).
5.3 The PT Total Price or the Auction Total Price (as applicable) is referred to as the “Total Price” in these Terms. The PT Invoice Amount or the Auction Invoice Amount (as applicable) is referred to as the “Invoice Amount” in these Terms.
5.4 The Agent shall invoice the Buyer for the relevant Invoice Amount following completion of the sale. The Buyer shall pay the relevant Invoice Amount in cleared funds by bank transfer prior to the collection or removal of the Goods and in any case as soon as possible and in any event within three business days of the date of the invoice. Payment by any other method is not accepted unless expressly agreed in writing. Time for payment shall be of the essence of the contract. The relevant Invoice Amount must be paid in full and, for the avoidance of doubt, the Agent does not accept any deductions to the relevant Invoice Amount in respect of bank charges or foreign currency exchange charges. Where applicable, the due date for payment of the relevant Invoice Amount shall be stated within the Sale Particulars and/or Auction Particulars.
6. TITLE AND RISK
6.1 The Agent is acting as the agent of the Seller only and gives no warranty as to the Seller's title to the Goods.
6.2 Legal and equitable title to the Goods shall pass to the Buyer only once the Agent has received full payment in cleared funds of all sums due to the Agent and the Buyer has removed the Goods from the Premises in accordance with clause 7 (Health and Safety) and clause 8 (EXW/EX Works and Removal of Goods), provided that no Goods shall be released to the Buyer until payment in full has been received.
6.3 Title to any intellectual property rights which may subsist in the Goods shall not transfer to the Buyer. Any use by the Buyer of the Goods (including without limitation computer software) shall be subject to the terms of any existing licence or other intellectual property rights in and to such Goods.
6.4 All risk in the Goods shall pass to the Buyer from and including the date the contract is formed under clause 2 (Formation of Contract for Sale).
6.5 The Buyer should obtain adequate insurance cover for the Goods from the relevant date on which risk transfers, as the Agent and the Seller shall have no responsibility for the loss or theft of, or damage to, the Goods after this time.
6.6 If after the contract is formed the Buyer, the Seller and/or the Agent discovers that the Seller does not have title, or unencumbered title, to the Goods, both the Buyer and the Seller shall be entitled to rescind the contract. In such circumstances, the Seller shall refund any sums paid by the Buyer and neither the Agent nor the Seller shall have any further liability to the Buyer.
6.7 If prior to the removal of the Goods a third party claims title to or possession of the Goods, the Seller shall be entitled to rescind the contract and refund any sums paid by the Buyer and neither the Agent nor the Seller shall have any further liability to the Buyer.
7. HEALTH AND SAFETY
7.1 The Buyer acknowledges and accepts that certain Goods may contain hazardous or deleterious materials and substances and may be subject to health and safety legislation, including without limitation the Health and Safety Act 1974, the Environmental Protection Act 1990, the Construction (Design and Management) Regulations 2007, the Control of Substances Hazardous to Health Regulations 2002 and the Furniture and Furnishings (Fire) (Safety) Regulations 1988.
7.2 The Buyer acknowledges and accepts that Goods may not comply with the relevant health and safety legislation at the time they are sold, may not be suitable for domestic use or may require specialist handling or treatment prior to their removal from the Premises and during their subsequent transfer and use.
7.3 The Buyer shall be solely responsible for ensuring at its own expense and risk that it is aware of any relevant health and safety legislation or codes of conduct relating to the Goods and that such legislation or codes (as amended) are complied with in full both during the removal, transfer and subsequent use of the Goods as well as in connection with the disposal of any hazardous materials, substances or other waste from the Goods. The Buyer shall produce evidence of its compliance if requested by the Agent or the Seller.
7.4 The Buyer undertakes with the Seller and the Agent that prior to using any of the Equipment, it will carry out, or arrange for the carrying out of, such testing and examination as may be necessary to ensure that the Equipment is so designed and constructed as to be safe and without risk to health when properly used.
7.5 The Buyer agrees and undertakes that it will relieve the Seller and the Agent of any duties pursuant to sections 6(1), 6(1A) and 6(4) of the Health and Safety Act 1974 in respect of the Transferred Assets.
8. EXW/EX WORKS & REMOVAL OF GOODS
8.1 The Goods are sold by the Seller on an “EXW/Ex Works” (as defined in the Incoterms 2010) basis, unloaded at the Premises on or after the date the Goods are available for removal by the Buyer in accordance with these Terms.
8.2 The Buyer shall be solely responsible at its own expense and risk for the safe and lawful removal of the Goods from the Premises. The Buyer is responsible for the onward transfer and/or export of the Goods and should be aware of its responsibility in relation to export customs declarations, import customs clearance and all import duties and taxes as may be applicable from time to time. The Agent accepts no responsibility for any onward transfer and/or export of the Goods.
8.3 The Buyer shall contact the Agent to make arrangements for the removal of the Goods and shall effect such removal under the supervision of the Agent during the Agent's normal operating hours by no later than the due date for payment for the Goods, unless otherwise specified in the 43290942.2 04 March 2021 5 Sale Particulars and/or Auction Particulars. However, the Agent shall be under no obligation to release the Goods to the Buyer until it has been able to confirm to its satisfaction that it has received full payment for the Goods in cleared funds. The Agent shall release the Goods only to the Buyer or its authorised agent and not to any third party.
8.4 Prior to the removal of the Goods, the Buyer shall at its own expense and where reasonably necessary carry out, or procure the carrying out of, a full risk assessment to assess the risk of disconnecting, detaching, dismantling and/or removing the Goods from the Premises. The Buyer shall make the results of such assessment available to the Agent or the Seller on request.
8.5 The Buyer shall ensure that the Premises (including any electrical, gas, water, steam, waste or other supply or utility) are left in a safe condition following the removal of the Goods and shall make good any damage caused by it or its employees, representatives, agents or subcontractors in effecting the removal of the Goods.
8.6 The Buyer shall not use flame cutters, explosives or any other dangerous equipment, substance or process in connection with the removal of the Goods without the prior written permission of the Agent.
8.7 Where the Goods comprise buildings or plant housings, the Buyer shall at its own expense obtain any necessary planning permissions prior to the removal of the Goods. It is the sole responsibility of the Buyer to investigate whether any planning permission is required in relation to the Goods.
8.8 The Buyer shall obtain adequate public liability insurance and employer's liability insurance in respect of the removal of the Goods. The Buyer shall if required by the Agent produce evidence that adequate insurance is in place and the Agent shall be under no obligation to release the Goods to the Buyer unless and until the Buyer has provided such evidence.
8.9 If the Agent or the Seller has reasonable grounds to believe that damage is likely to be caused to the Premises as a result of the removal of the Goods, the Buyer may be required to deposit such sum by way of deposit as the Agent or the Seller in its absolute discretion considers reasonable. If the Buyer refuses to deposit the sum requested, the Agent or the Seller shall be entitled to refuse to allow the Buyer to remove the Goods and the Seller shall be deemed to be in default under clause 9 (Buyer Default).
8.10 The Buyer shall reimburse the Agent and the Seller for all liabilities, costs, claims, expenses, damages and losses (including but not limited to any direct, indirect or consequential losses, loss of profit, loss of reputation and all interest, penalties and legal costs (calculated on a full indemnity basis) and all other reasonable professional costs and expenses) suffered, incurred or paid by the Agent and/or the Seller arising out of or in connection with the Buyer's removal of the Goods.
9. BUYER DEFAULT PAYMENT
9.1 If the Buyer fails to make any payment due to the Agent in full by the due date for payment, then without prejudice to any other rights the Agent may have the Agent shall be entitled to charge the Buyer interest on any overdue amount from the due date for payment at a rate of 3% above the Bank of England base rate from time to time.
9.2 Interest referred to in clause 10.1 shall accrue on a daily basis from the due date until the date of actual payment of the overdue amount. The Buyer must pay interest together with any overdue amount on demand.
LATE REMOVAL OF GOODS
9.3 In the event that the Goods are not removed from the Premises by the due date for payment (whether by agreement or otherwise), then without prejudice to any other rights the Agent or the Seller may have the Agent reserves the right to charge the Buyer for its reasonable storage and 43290942.2 04 March 2021 6 administration costs until the earlier of the date the Goods are removed by the Buyer or the date the Seller rescinds the contract.
9.4 The Seller may terminate the contract without incurring any liability to the Buyer if: 9.4.1 the Buyer fails to pay any sum due by the due date for payment;
9.4.2 the Buyer fails to remove the Goods within the time period permitted;
9.4.3 the Buyer does not comply with its obligations under clause 7 (Health and Safety) and clause 8 (EXW/EX Works and Removal of Goods) in effecting the removal of the Goods; or
9.4.4 the Buyer removes the Goods without obtaining the prior permission of the Agent.
9.5 Without prejudice to any claims the Seller and/or the Agent may have against the Buyer in tort or for breach of contract, or otherwise, if the Seller terminates the contract under clause 9.4, then:
9.5.1 the Seller shall be entitled to resell the Goods to a third party privately or publicly at a higher or lower price than that originally agreed to be paid by the Buyer (in which case the Buyer agrees that any resale price achieved by the Seller in respect of the Goods is commercially reasonable);
9.5.2 if the resale price is lower than the Total Price, the Buyer shall remain liable for the balance (but will be given credit for any amounts already paid by the Buyer and will be refunded to the extent that such payments exceed the amount due); and
9.5.3 if the resale price is equal to or higher than the Total Price, the Buyer will be entitled to a refund of any amount already paid to the Seller but will not be entitled to any surplus received on the resale.
9.6 If the Seller terminates the contract under clause 9.4, the Buyer shall indemnify and keep indemnified the Agent and the Seller against all liabilities, costs, claims, expenses, damages and losses (including but not limited to any direct, indirect or consequential losses, loss of profit, loss of reputation and all interest, penalties and legal costs (calculated on a full indemnity basis) and all other reasonable professional costs and expenses) suffered, incurred or paid by the Agent and/or the Seller arising out of or in connection with:
9.6.1 the termination of the contract and the resale of the Goods (including any loss arising out of the resale of the Goods at a lower price than that originally agreed to be paid by the Buyer);
9.6.2 the Buyer's failure to remove the Goods within the time period permitted;
9.6.3 the Buyer's failure to comply with its obligations under clause 7 (Health and Safety) in effecting the removal of the Goods; and
9.6.4 the Buyer's removal of the Goods without the prior permission of the Agent, provided that any sums forfeited by the Buyer under clause 9.5 shall be credited against such liabilities, costs, claims, expenses, damages and losses.
10. AUCTION PLATFORM
10.1 The Agent may use third party auction websites for the purpose of selling Goods by auction (Auction Websites). The Auction Websites are owned and operated by third parties whose own terms and conditions and privacy policies will apply to their use. The Agent and the Seller have no control over such Auction Websites (or the terms and conditions and privacy policies governing their use) and consequently neither the Agent nor the Seller shall have any liability to the Buyer or any other person whatsoever in relation to such Auction Websites, including without limitation any unavailability, interruption in service or any other failure to operate.
10.2 The Buyer and all other users of the Auction Websites are responsible for reviewing the Agent’s terms and conditions, making all arrangements necessary for accessing the Auction Websites.
LIMITATION OF LIABILITY
11.1 Nothing in these Terms shall limit or exclude the liability of the Agent, the Seller, other members of the Agent's and the Seller's respective groups of companies, third parties connected to the Agent and the Seller and the Agent's and the Seller's directors, employees, subcontractors and agents for:
11.1.1 death or personal injury caused by its or their negligence;
11.1.2 fraud or fraudulent misrepresentation; or
11.1.3 breach of the terms implied by section 12 of the Sale of Goods Act 1979 (title and quiet possession) (however attention is drawn to clause 6.1).
11.2 Subject to clause 11.1, all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity, including without limitation the terms implied by sections 13 to 15 of the Sale of Goods Act 1979, are, to the fullest extent permitted by law, expressly excluded.
11.3 Subject to clause 11.1, the liability of the Agent, the Seller, other members of the Agent's and the Seller's respective groups of companies, third parties connected to the Agent and the Seller and the Agent's and the Seller's directors, employees, subcontractors and agents for loss incurred or suffered by the Buyer shall be limited to the Total Price paid by the Buyer for the Goods (or if no price has been paid, the Total Price agreed under clause 2.1 or clause 2.2).
11.4 Subject to clause 11.1, the Agent, the Seller, other members of the Agent's and the Seller's respective groups of companies, third parties connected to the Agent and the Seller and the Agent's and the Seller's directors, employees, subcontractors and agents shall under no circumstances whatsoever be liable to the Buyer or any other person, whether in contract, tort (including negligence), breach of statutory duty, misrepresentation, or otherwise, for any:
11.4.1 loss of income or revenue;
11.4.2 loss of business or business opportunity;
11.4.3 loss of profits;
11.4.4 loss of contracts;
11.4.5 loss of anticipated savings;
11.4.6 loss of, or corruption or damage to, information or data;
11.4.7 loss of or damage to goodwill;
11.4.8 loss arising from third party claims;
11.4.9 wasted management or office time; and
11.4.10 indirect, special or consequential loss, arising under or in connection with these Terms and/or the sale of any Goods, provided that nothing in this clause 11.4 shall prevent claims for loss of or damage to the Buyer's or any other person’s tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.
12. CONTACTING THE AGENT
To contact the Agent with any comments, questions or complaints, the Buyer should telephone 020 7647 5120 or send an email to auction-eur@gordonbrothers.com. The Agent will try to resolve any issues as soon as possible and, where appropriate, contact the Buyer to provide an answer or explain the outcome.
13. DATA PROTECTION
The Agent shall comply with UK data protection legislation and undertakes to process personal data in a lawful and fair manner only in connection with the sale of Goods. The Agent shall process personal data, which may include special category personal data, in accordance with its Privacy Policy http://www.gordonbrothers.com/Privacy.aspx, which can be found on the Website. Processing personal data may include processing payments in respect of the Goods, contacting the Buyer in connection with the sale of the Goods and making credit and money laundering checks and storing the results. Personal data shall not be held for longer than the Agent considers necessary for the purposes for which it is processed. The terms "personal data", "processing", and "special category personal data" used in this paragraph have the meanings given to them in the General Data Protection Regulation.
14. INTELLECTUAL PROPERTY
14.1 In this clause Intellectual Property Rights means all patents, rights to inventions, copyright and related rights, trade marks, business names and domain names, rights in get-up, goodwill and the right to sue for passing off, rights in designs, database rights, rights to use, and protect the confidentiality of, confidential information (including know-how) and all other intellectual property rights, in each case whether registered or unregistered and including all applications and rights to apply for and be granted, renewals or extensions of, and rights to claim priority from, such rights and all similar or equivalent rights or forms of protection which subsist or will subsist now or in the future in any part of the world.
14.2 All Intellectual Property Rights in and to the Website, the Sale Particulars, the Auction Particulars, any catalogues or advertising materials issued by the Agent and any photographs, illustrations or other images of the Goods (Intellectual Property) are and shall remain the property of the Agent or the Seller or their licensors.
14.3 The Buyer shall not copy, reproduce, alter, adapt, modify, translate or deface the Intellectual Property, in whole or in part and for any purpose, without the prior written permission of the Agent.
15. EVENTS BEYOND THE REASONABLE CONTROL OF THE AGENT
The Agent and the Seller shall not be liable to the Buyer for any failure in the performance of its or their obligations caused by factors beyond its or their reasonable control.
16. NOTICES
16.1 Any notice required to be given under or in connection with these Terms shall be in writing and in English and shall be delivered by hand or by pre-paid first-class post or other next working day delivery service or by fax, but not by email. The Agent's address and fax number shall be as set out in the Sale Particulars or the Auction Particulars and the Buyer's address and fax number shall be as notified to the Agent in writing.
16.2 Notices shall be deemed to have been received at the time the notice is left at the proper address if delivered by hand, at 9.00 am on the second working day after posting if delivered by pre-paid first-class post or other next working day delivery service, or at 9.00 am on the next working day after transmission if delivered by fax.
16.3 This clause does not apply to the service of any proceedings or other documents in any legal action or, where applicable, any arbitration or other method of dispute resolution.
17. STATUS OF THESE TERMS
17.1 Subject to any variation agreed under clause 18 (Variation), any sale of Goods to the Buyer by auction or private treaty shall be on these Terms to the exclusion of all other terms and   conditions, including any other terms that the Buyer seeks to impose or incorporate, or which are implied by trade, custom, practice or course of dealing.
17.2 The Buyer acknowledges and agrees that it has not relied on any statement, promise or representation made or given by, or on behalf of, the Agent or the Seller, which is not set out in these Terms, save that nothing in these Terms shall exclude or limit the Agent's or the Seller's liability for fraudulent misrepresentation.
17.3 Clauses which expressly or by implication survive termination of the contract shall continue in full force and effect.
17.4 A reference to a statute or statutory provision is a reference to it as amended, extended or reenacted from time to time.
18. VARIATION
18.1 Except as set out in these Terms, no other variation of these Terms, including the introduction of any additional terms and conditions, shall be effective unless agreed in writing signed by the Agent.
18.2 Each sale may be subject to different or updated Terms, so the Buyer must always read the Terms applicable to the relevant private treaty or auction sale before making an offer or placing a bid.
19. SEVERANCE
If any term of these Terms is or becomes invalid, illegal or unenforceable, it shall be deemed modified to the minimum extent necessary to make it valid, legal and enforceable. If such modification is not possible, the relevant term shall be deemed deleted. Any modification to or deletion of a term under this clause shall not affect the validity and enforceability of the rest of these Terms.
20. WAIVER
No failure or delay by a party to exercise any right or remedy provided under these Terms or by law shall constitute a waiver of that or any other right or remedy, nor shall it prevent or restrict the further exercise of that or any other right or remedy. No single or partial exercise of such right or remedy shall prevent or restrict the further exercise of that or any other right or remedy.
21. THIRD PARTIES
Except as expressly provided in these Terms, no third party shall have any right under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of these Terms. The Agent may rescind or vary these Terms without the permission of any third party.
22. LAW AND JURISDICTION
These Terms, together with the Sale Particulars, the Auction Particulars and any special conditions notified to the Buyer in writing prior to the sale of the Goods, shall be governed by English law and both parties irrevocably agree that the courts of England and Wales shall have exclusive jurisdiction to resolve any dispute or claim arising out of or in connection with the aforementioned documents (including non-contractual disputes or claims).